How to find a caregiver for a loved one with dementia
The caregiving market for older adults is booming.
That growth, however, has also led to a growing concern among many seniors with dementia that some of their caregivers are overpaying.
The issue, which has been brewing for years, has recently made headlines as state and federal lawmakers grapple with how to pay for care for those who are in their 80s and 90s.
It is one of several questions that has arisen amid the state’s fiscal crisis and the federal government’s plan to replace Medicare and Social Security with a new plan that will provide Medicare and Medicaid coverage to about one in three Americans.
While the Medicare-for-All plan has been hailed by some as a way to get Medicare and social security off the books, experts say there are several flaws in the current plan.
It does not cover everyone in the U.S., it doesn’t offer much help for people who need help with rent, and it does not pay for all of the care that is necessary.
Some caregivers are also asking for help paying for the expenses of caring for their loved ones, but that can be costly, and they are also looking for a better way to keep costs down.
The problem is exacerbated by the fact that many seniors can’t afford the care they need and some are not even able to find qualified caregivers to take care of their needs, said Dr. David Schuster, a psychiatrist and executive director of the California-based Alzheimer’s Association.
“There’s a lot of people out there who are looking for that money, and there’s no way to go to somebody and say, ‘Well, you can pay for this or that,’ ” Schuster said.
Some seniors are calling the current program a “death trap” because of the limited benefits.
Some are also questioning why it is that Medicare, the nation’s health care program for the elderly, does not guarantee the same benefits to those who don’t have dementia.
Some experts say that it is difficult to determine how much of the cost of care a person needs to pay in the long run.
“If you want to pay less, you should be paying more,” said Dr, John T. Stahl, the chairman of the department of geriatrics at New York University Langone Medical Center and a professor of psychiatry at the Icahn School of Medicine at Mount Sinai.
“I think people are doing that in a very perverse way.
They’re using a financial incentive that isn’t there.
And then the elderly are getting the short end of the stick.”
The current program is one part of the Medicare for All plan.
The other is a proposal called Medicare for the All, or MA for All, which aims to provide care for people with dementia through a national program.
Both programs are separate, and some argue that they can be combined.
However, it is important to remember that both MA for the Most and MA for all have one major difference: They are not intended to provide Medicare for everyone.
“We’re looking for those people who can pay, so that’s not going to be everyone,” said Stahl.
“But the goal of the MA for most is to get them to the point where they can afford a caregiving plan that they’re going to want to go through.”
What you need to know about dementia: